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COLOMBIAN COMMERCIAL CODE TITLE VIII  HOSTING AGREEMENT Section 1192 .- The accommodations will be against the commercial when accommodation and ancillary services rendered by  companies engaged in such activity. Section 1193 .- The accommodation contract shall conform to regulations issued by the official or agency approved by the government. Section 1194 .- The official rules may limit the amount of the employer's responsibility regardless of the amount of damages. Section 1195 .- Guests are entitled to deliver upon receipt entrepreneurs or managers of hotels, hostels, pensions, sleepers, clinics, nursing homes, hospitals and similar businesses, money and valuables for safekeeping. The employer may refuse to receive them when they are objects of considerable value or too bulky. Section 1196 .- The employer's liability shall be the depositary. This will cease when the theft, loss or damage of things deposited attributable to negligence of the

COLOMBIAN COMMERCIAL CODE CHAPTER II Deposit in general stores Section 1180 .- The deposit in warehouses may deal individually goods and products  specified; on goods and products designated generically, provided they are of consistent quality, accepted and used in trade, in goods and goods in process of transformation or profit, and on goods and products in transit by being referred to stores in the usual way on trade. Section 1181 .- In the warehousing of goods and products generically designated stores are required to maintain an existence equal in quantity and quality, and will be responsible for the losses that occur by alteration or decomposition, except wastage which amount has been expressly determined in the certificate deposit and the pledge bond. Section 1182 .- For general stores may issue certificates of deposit and bonds pledge on goods sent for processing or profit, must state the circumstances in the titles being in the process and indic

COLOMBIAN COMMERCIAL CODE TITLE VII TANK CHAPTER I Overview Section 1170 .- The deposit paid is by nature commercial. The remuneration of the custodian shall be the contract or, failing that, according to custom and, failing that, by experts *. * Modified. Code of Civil Procedure. Article 427 .- Modified. Decree 2282 of 1989, Article 1. Number 231. Matters covered. Verbal process will be processed in accordance with the procedure set forth in this chapter, the following issues: ... Paragraph 2. Because of its size: ... 12. Those provided for in Articles 175, 519, 940 second and third paragraphs, 941, 943, 945, 948, 950 (952), 852, 966, 972, 1164, 1170, and 1364 of the Commercial Code and any other matter that the order code resolved by summary proceedings or incidental self processing. Art. 435 ..- Modified. Decree 2282 of 1989, Article 1. Number 239. Matters covered. Be processed in one instance by the procedure governing this chapter (

COLOMBIAN COMMERCIAL CODE TITLE VI THE MUTUAL Section 1163 .- Unless expressly agreed otherwise, the borrower must pay the statutory interest mutuante business sums of money or value of things received in another. Unless a reservation, the paper receipt of interest on a pay period will presumably have been paid earlier. Section 1164 .- If you do not stipulate a term for a refund, or if it is left to the will or the capabilities of the borrower, will be the setting for the trial judge, taking into consideration the provisions of the contract, the nature of the operation to be has for the loan and the personal circumstances of the lender and the borrower. The procedure to be followed in these cases will be brief and summary regulated in the Code of Civil Procedure *. * Modified. Code of Civil Procedure. Article 427 .- Modified. Decree 2282 of 1989, Article 1. Number 231. Matters covered. Verbal process will be processed in accordance with the proc

COLOMBIAN COMMERCIAL CODE Section II Life insurance Section 1151 .- When the insured fails to pay the first premium or first installment thereof, may not be the insurer legally require payment, but shall be entitled to be reimbursed for expenses incurred for the holding of the contract. Section 1152 .- Except as provided in the following article, nonpayment of premiums within the month following the date of each maturity, cause the termination of the contract the insurer has no right to demand. Section 1153 .- Life insurance need not be terminated once the premiums have been covered for the first two years of his life, but when the value of the overdue premiums and loans made with interest, exceed the value of assignment or Rescue referred to the article below. Section 1154 .- Without prejudice to the compensation that may be applicable, credit the beneficiary against the insurer, life insurance in order of preference will be assigned to first-class

COLOMBIAN COMMERCIAL CODE CHAPTER III Personal Insurance Section I Principles common to personal insurance Section 1137 .- Everyone has an insurable interest: 1. In his own life; 2. The people who can legally claim maintenance, and 3. In those whose death or disability can rig economic loss, although this is not susceptible to some evaluation. In individual insurance on the life of a third party, requires the written consent of the insured, stating the value of insurance and the recipient. The adult children give their consent personally and through their legal representatives. In the absence of interest or consent required to the wording of paragraphs above, or if subscription on the life of an incompetent all, the contract shall not take effect and the insurer must repay the premiums paid. You can only retain the amount of your expenses if you have acted in good faith. Section 1138 .- In personal insurance, the value of the interest will not

COLOMBIAN COMMERCIAL CODE Section V Reinsurance Modified 1134 .- Art. Act 45 of 1990, Art 88. Responsibility of the reinsurer. Under the contract reinsurance contract the reinsurer to the insurer of the same obligations that it has contracted with the policyholder or insured, and shares similar luck in the development of the insurance contract, unless you check the insurer's bad faith, in which case the contract reinsurance has no effect. The reinsurer's liability shall not cease in any event, before the statute of limitations for actions arising under the contract of insurance. These terms can not be modified by the parties. Section 1135 .- The reinsurance is a contract for third. The insured lacks in virtue of such direct action against the reinsurer, and this bond for the former. Section 1136 .- The provisions of this title, except for public order and which are related to the essence of the insurance contract, will o

COLOMBIAN COMMERCIAL CODE Section IV Liability Insurance Section 1127 .- Modified. Law 45 of 1990, Section 84. Nature of liability insurance. Insurance liability imposed by the insurer the obligation to compensate the damages that cause insured property by reason of certain liability incurred in accordance with law and aims to redress for the victim, which in virtue of this it is in the beneficiary of the compensation, without prejudice to the benefits which may recognize the insured.  Are insurable contractual liability and tort, as well as negligence, with the restriction referred to in Article 1055. Section 1128 .- Modified. Law 45 of 1990, Section 85. Liability of the insurer. The insurer shall be liable as well, even in excess of the sum insured for the costs of the process the third victim or his successors promoted against him or the insured, except that: 1. If the responsibility comes from intent or gross negligence, or is expressly excluded f

COLOMBIAN COMMERCIAL CODE Section III Transport insurance Section 1117 .- Modified. Decree 01 of 1990, Section 43. In addition to the pronouncements set forth in Article  1047, the insurance certificate must contain: 1. The way has been or should be transport; 2. The designation of the point where they have been or will be insured received the goods and place of delivery, that is the way insured, subject to the provisions of paragraph two of the following article, and 3. The specific qualities of the goods insured, stating the number of packages. The transport insurance certificate may be nominated to the order or to bearer. The assignment of the certificates in registered form may be even without the consent of the insurer, unless otherwise stated. Paragraph .- The policy automatically, the certificate of insurance must also specify the role and value of goods listed in the policy generally. The certificate can be issued even after the risk has

CÓDIGO DE COMERCIO COLOMBIANO Sección II Seguro de incendio Art. 1113.- El asegurador contra el riesgo de incendio responde por los daños materiales de que sean objeto  las cosas aseguradas, por causa de fuego hostil o rayo, o de sus efectos inmediatos, como el calor, el humo. Responde igualmente cuando tales daños sean consecuencia de las medidas adoptadas para evitar la propagación del incendio. Art. 1114.- El asegurador no responderá por las consecuencias de la explosión, a menos que ésta sea efecto del incendio. Art. 1115.- El daño o la pérdida de una cosa, proveniente de su combustión espontánea, no están comprendidos dentro de la extensión del riesgo asumido por el asegurador. Art. 1116.- Aunque se produzca con ocasión del incendio, la apropiación por un tercero de las cosas aseguradas no compromete la responsabilidad del asegurador.

COLOMBIAN COMMERCIAL CODE CHAPTER II Damage Insurance Section I Principles common to the general insurance Section 1083 .- Has any person whose insurable interest in property may be affected, directly or indirectly, by conducting a risk. Any interest is insurable, as well as lawful, is capable of estimation in money. Section 1084 .- About the same thing may attend different interests, all of which are insurable, simultaneously or successively, until the value of each. But the compensation in case of the fact that gives rise shall not exceed the total value of the thing at the time of the accident. Their distribution among stakeholders will take into account the principle set out in Article 1089. Section 1085 .- Commercial establishments such as warehouses, bazaars, shops, factories and others, land or sea cargo can be secured with or without specific designation of goods and other objects they contain. Furniture that constitute the furniture of a h

COLOMBIAN COMMERCIAL CODE TITLE V INSURANCE CONTRACT CHAPTER I Principles common to the Ground Safety Section 1036 .- Insurance is a solemn contract, bilateral, onerous, random and sequential execution.  The insurance contract is perfected from the time the insurer agrees with the policy. Section 1037 .- The parties to insurance contract: 1. The insurer, or the legal person who takes risks, duly authorized to do so pursuant to the laws and regulations, and 2. The borrower, or the person who, acting on their own or someone else moves the risks. Section 1038 .- If the policy provides insurance on behalf of another without being able to represent the insured may ratify the contract even after the accident occurred. The borrower is personally obligated to fulfill its obligations under the contract until the insurer has had notice of the ratification or rejection of such contract by the insured. From the time the insurer has received notice of de

COLOMBIAN COMMERCIAL CODE CHAPTER III Transportation of things Modified 1008 .- Art. Decree 01 of 1990, Section 18. It will be parties to the contract of carriage  things the carrier and the shipper. Will accept part of the recipient when the respective contract.  For carrier means a person who agrees to receive, conduct and deliver things in the contract; sender, which requires self-employed persons, to deliver things for driving, the conditions, time and place agreed , and the recipient who sent those things.  A person may be at the same time the sender and recipient.  Transport under bill of lading, policy or bill of lading shall be governed by special rules. Modified 1009 .- Art. Decree 01 of 1990, Section 19. The price or freight transportation and other expenses incurred thing on his conduct or to the time of delivery are borne by the sender. Unless otherwise provided, the recipient will be severally obligated to comply with these obligati